Nashville & Life Insurance – A Long History

Most people don't realize it, but Nashville, Tennessee and life insurance have always had an important relationship.  This unique relationship between "Music City" and insurance began with the National Life and Accident Insurance Company.  A life insurance company that was based in Nashville.  This company was also one of the forerunners in developing a wide variety of life insurance policies, many of which are still offered today by many major life insurance companies.

The History of Life Insurance in Nashville

The National Life and Accident Insurance Company began in 1900 as a company called the National Sick and Accident Association.  The company later adopted the name National Life. 

In the early years of the company, they offered low-premium, low-benefit policies that were referred to as "sick and accident" policies.  These policies were a form of disability insurance.  The policy paid a weekly benefit to the owner of the policy while they were unable to work due to injury or illness. 

Later, the company expanded to a form of life insurance they called "industrial life insurance."  The insurance policies were aimed at the industrial workers in Nashville and other cities.  Later, the company expanded its life insurance options even further with "ordinary life" insurance for bankers, accountants, ministers and middle class office workers.

In the mid-1960s, it was time for the Nashville life insurance company to expand.  They built a new home office location across the street from the Tennessee
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